Payment by instant transfer with FINTECTURE

Payment by instant transfer with FINTECTURE

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multitanks offers since 01.06.2022 the payment by instant transfer, proposed by the company Finctecture.

What is Fintecture?

Fintecture is a authorised payment institution (ACPR-17248) which developed the first French payment solution proposing the immediate transfer account to account in bypassing ceilings classics established by banking institutions. With Fintecture, you pay for your order directly from your secure banking area, without using your credit card limits. The information is pre-filled: IBAN, beneficiary, amount etc. Paying by bank transfer has never been easier! The merchant receives a immediate payment confirmation, and can process the order instantly.



Do I need to have an account with fintecture?

The use of the Fintecture solution does not require account creation for you, the consumer.

How does it work?

Fintecture is a payment solution allowing you to pay for your orders by immediate transfer.

This solution relies on the technology of the banks' APIs to connect directly to it and trigger a 100% secure payment, without intermediary. You make your payment from your bank space in a few seconds.

Detailed steps

After selecting the immediate transfer on a partner merchant site, or via payment link, you will arrive on the Connect (payment interface) where you will have to select your bank :



You will then be redirected to your fully secure banking space where you will have to authenticate (here, this is a fictitious bank):



A payment summary is displayed, you finalize your payment directly from your banking area, without entering the merchant's IBAN : everything is already pre-filled for you (amount, transfer order, wording). Strong authentication will be required to validate the payment (via the smartphone banking app or SMS code).




The payment is validated!

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